In the 2nd edition of the textbook Risk Management and Insurance in Canada by Coleen Clark,

Pro Tip: If you cannot find the 2nd edition PDF legally, look for the . Risk management evolves rapidly; using the 2nd edition (likely published mid-2010s) might leave you unprepared for today's Bill C-47 (cybersecurity) or no-fault auto insurance changes in provinces like BC and Alberta.

Navigating Uncertainty: Why Risk Management is Canada’s New Business Essential

Understanding the role of brokers (independent) vs agents (captive) vs digital disruptors (RateHub, lowestrates.ca) as they stood at the time of the 2nd edition's publication.